Preparing financially for Becoming a New Mum can be daunting – Here’s what I’m doing to try and make things easier on our family finances in the run up to our baby arriving
At the time of writing this I am 31 weeks pregnant with my first child. As always I’m thinking about our future and our finances and how best to prepare for the weeks and months ahead. Because this baby is my first, I’ve got no idea how I’m going to feel as a new mum in the days and weeks after she’s born – so I’m preparing financially now in the hope that in that in those precious early weeks I can focus on my newborn baby girl and nothing else.
Many of us have bad habits, financial or otherwise – from Smoking to a Posh Coffee or Magazine on the daily commute, lots of little spends can soon add up. . .
Here’s how to kick them in 30 Days
Sometimes we can have bad habits that we know about. Everyone knows that smoking is bad for your health and bad for your wallet. However, sometimes bad habits might not be so obvious, or we might be fooling ourselves into not admitting how much they are actually costing us.
One major cost for anyone working for or running a business is their uniform costs. Sometimes a uniform is paid for by the staff member, specifically if there’s less of a strict uniform and more of a set of guidelines. In businesses with specific uniforms such as working in a professional kitchen or in a medical facility the employer might provide the uniform or offer a discount on the purchase of the uniform.Continue Reading
This week I’ve been testing some Freeze Dried Food* products from Lio Licious to see whether they could be the answer to reducing food waste . . .
As regular readers of my blog will know, I’m always looking for ways to reduce to the cost of our weekly food shop and in turn reduce our food waste too. So, I jumped at the chance to review some freeze dried food products to see how they tasted and whether they could be the answer to preventing certain foods getting wasted.Continue Reading
As spring approaches and makes its way towards summer, we’ve been thinking about our garden and why we plan on splurging on fake grass.
The sun is shining today – it’s finally starting to feel like spring and conversation in our household has turned to what to do with the hideous muddy patch that is currently our back garden. We really didn’t like the garden when we moved here and gradually we’ve been beating it into shape – removing the old shed and outside bar that took up almost half of it and digging up all of the slabs and concrete ready to eventually replace with lawn.
If you’re looking to make some extra cash but are fed up of the usual car boot sales and survey sites why not try one of these 58 unusual way’s to make money.
If you need to make some extra cash there are plenty of way to go about it. The most obvious are selling unwanted items on eBay or your local Facebook selling group or signing up to do some work online. However, what if you don’t have any items that you want sell? Or the cash out from that survey site seems miles away? Here I bring you 58 unusual ways to make money – from selling your recycling and old smelly shoes to making money from your Fitbit. Continue Reading
If you’re still looking for that special someone don’t let looking for love leave you in a financial mess – try my tips for Dating on a Budget
The world of dating, in particular online dating is more different and diverse than it has ever been. With the advent of dating apps such as Tinder and Plenty of Fish and pretty much everyone and their brother having social media it’s a completely different ball game to what it was twenty years ago. On top of that, people’s expectations seem to have risen – with many girls now expecting to be wined and dined on every date and expecting the gentleman to pick up the tab every time. Here’s how to cope when you find yourself dating on a budget.
Wanting to make sure your wedding has that personal touch without breaking the bank? Here’s how to personalize your wedding when on a tight budget.
Weddings can be crazy expensive and whenever you put the ‘W’ word in front of anything the price seems double or even triple. So when you sit down and start to budget for your wedding it can be easy to account for the big things like venue, dress, food but forget the smaller things – the things that will make your wedding personal to you. Either that or with the inevitable overspending that can occur things likes favors and personalized cake toppers are the first things to go. Here are some ideas for how you can personalize your wedding on a budget. Continue Reading
Can you believe it’s March already? Here’s a quick round-up of everything that’s happened with me in February including my best bargains and favourite posts
Ahhh, with the beginning of March now here, it’s really starting to feel like spring with some lovely sunny days in the last few weeks – just a shame it’s not been a little bit warmer! February is always a busy month for us – we have lots of family Birthdays at the beginning of the month and then it’s half term so we usually have my brother to stay with us for a day or two and I try and spend some time with one of my friends who works in school while she’s home.
If you fancy a new hairstyle but are tight on funds, try these top tips for changing your hair on a budget
This is a Sponsored Post – opinions are my own.
Feel like you’re stuck in a rut with your hair but don’t have the money for an expensive restyle? Try these tips to get a whole new look for your hair while sticking to a tight budget.
There’s no doubt about it – Getting married is expensive. Recoup some of your cash with these easy ideas to make money after your wedding.
The post wedding period can feel a little bit flat – especially if you spent a substantial amount of money on the big day and are now feeling the pinch post nuptials. If you want to give both yourself and your finances a bit of boost take a look at my tips to make money after your wedding. Continue Reading
Survey sites get a bit of bad rep for paying very little for a lot of effort.However, there is one site that pays much better than the others. Read on to discover the U.K’s Best Paying Survey Site
Before we get started, I want to make it clear that Survey Sites are never going to make you rich. Yes, theyre great for earning a some extra cash on the side but they often don’t pay anything close to minimum wage so it can take a long to actually earn anything decent. However there is one site that pays substantially more than the rest and can defintiely be considered the U.K’s best paying survey site. Continue Reading
Dreaming of Summer Sunshine? If you’ve yet to book your 2018 Summer Holiday then here are the things you need to consider when looking for the best deal
After the excitement of Christmas and the slow, cold plod of January, it finally feels like spring is just around the corner. The rare glimpses of spring sunshine that are slowly starting to appear have got me longing for some proper summer sunshine, sandy beaches and balmy evening walks. Yup, I’m dreaming of a lovely summer holiday.
The Wedding Breakfast is one of the biggest parts of any Wedding day – But also one of the most costly. Here are some alternative ideas that might save you some money too.
While a three course Wedding Breakfast is generally considered the norm, many couples are now opting for alternatives – whether it’s to save money or to create a more informal atmosphere, choosing food you really love is important. And it’s often only the bride and groom that will remember exactly what was served – so there’s no need to feel your guests will be missing out if you don’t provide them with a fancy three course dinner.
They say a picture is worth a thousand words – here I share some of my favourite pictures of our wedding day
I realized the other day that although I’ve written extensively about our wedding, I’ve not really shared too many pictures of our special day. I didn’t have any posts planned for valentines day so I thought it might be nice time to share some of these images and some info about the suppliers that made our wedding day so special. Even now, 18 months after we got married I still love nosing at other people’s wedding pictures so I hope you enjoy taking a look at mine!
I may have mentioned once or twice that I’m a massive Harry Potter fan – when I got married in 2016 I decided to bring a touch of magic to our big day with a Harry Potter Sweet Table
Creating my very own Harry Potter Sweet table was probably one of the most fun things I did for my wedding and something that brought me a lot of enjoyment during what was actually a really stressful time. I loved getting super creative and I think the end result turned out really well. Plus, with a bit of know how I think it’s something that can easily be achieved by anyone, whether it’s for a wedding, a Harry Potter party or even just for fun!
On a super tight budget this Valentines Day? Why not have a Poundland Date Night. . . Here’s what happened when my husband and I tried it.
If you’re on a super tight budget this Valentines day then don’t despair – I have the perfect solution for you. Why not try a Poundland Date Night challenge? It’s easy, fun and should also get both your romantic and creative juices following. In this post I’m going talk about what my husband did for ours – don’t worry, there’s not anything NSFW here! (Although Poundland do sell sell one vibrating love ring PER SECOND so if that your thing then go for it!) You can find Poundland’s Valentines range here.
If you have a growing family and are worried about rising food costs here are some ideas to bulk meals up without breaking your budget. . .(and not a lentil in sight!)
With food costs ever on the increase and even budget supermarkets like Aldi becoming more expensive it can seem like feeding a growing family can eat into more and more of your budget. In particular, teenage boys can often seem as though they never stop eating and have hollow legs.
In this post I’m going to show some fab ways to bulk meals out and make sure there’s always something extra around to eat without breaking the bank.
Looking to Save even more money this year? Sam Jefferies from Money Nest explains how you can save over 7k with these five simple steps.
Over to Sam . . .
I’ve always cringed when I see experts advise reusing tea bags to save 10 pence a week or why you should never pay for coffee.
By working to reduce your biggest expenses you can find you end up with far more cash in your pocket than if you’d spent a lifetime restraining yourself from ever purchasing coffee and only ever using the same tea bag!
January round up: A quick overview of everything that’s happened this month including what I bought in the January sales.
Welcome to a new post on the blog that’s going to be a quick round up of everything that’s happened with me, my life and my finances over the course of each month. There’s lots of little things things that I do to make and save money over the weeks but they aren’t always big enough to warrant a whole dedicated blog post. It means I can include any personal news I might have shared on social media but not here on the blog and I’ll also be sharing my favorite bargains, apps and cheap hauls from the month.
Love to curl up with a good book? Me too. Here are my top tips for finding books for less
I was recently asked to take part in a series by another blogger that involved talking about which six famous people (dead or alive) that you’d most like to have dinner with. And without hesitation, the first two I thought were not celebrities as such, although they are famous, but two of my favourite authors – J.K Rowling and Terry Pratchett. It made me realise how important books are to me and how they have shaped my life.
Struggling with what to get your loved one this Valentines day? Check out EMP for an Amazing range of T.V, Movie and Band related merchandise.
Now, I know a lot of people will think that Valentines day is overrated – that it’s away for big companies to make money, that you should show your partner love everyday. And of course some of that is true. But I have to admit I would be more than a little bit disappointed if my husband didn’t even get me a card. And I’ll admit that I’m not the easiest person to buy gifts for either. I’m super fussy about I chocolate. Severe pollen allergies mean that flowers are a no go for me.
I love saving money on food and keeping my monthly food budget low – here is an update for 2018 – all about what we’ll be spending and where
January is always seen as a time for new beginnings and fresh starts and is always a good time to take stock of things and change and improve them where we can. One of my most popular posts is one that I wrote all the way back in 2016 – about how I cut my groceries bill down to just £50 a month (I also wrote an update at the end of year which you can read here.) And so I though it was time for a bit of an update on our monthly food budget – whether it’s changed and we’re going to be doing this year.
Kitchen Gadgets come in all shapes in sizes – here are my top picks for those that will also save you money
Having been a chef most of my adult life, I’m a sucker for various kitchen gadgets. While this can range from anything to fancy blenders and bread-makers to the more humble kitchen timer, there are a few I simply wouldn’t be without. Here are a few of my favourites which after the initial investment should also save you money in the long run. Teaming up these kitchen gadgets with the books recommended in my recent post about the best cookery books to become a budget savvy chef could really help you save some pennies in the kitchen this year.
Feeling a bit nervous about buying reduced food for the first time? Here I clear up 10 big misconceptions about buying yellow sticker foods
If you’re a regular reader of my blog, you’ll know how much I love buying reduced food. I head straight for the yellow sticker sections as soon as I get to the supermarket and grab whatever I can. It means the majority of the food I buy is discounted, often by as much as 90% and it means we eat really well while not spending very much at all. Yes, we could spend a lot more but I enjoy saving money where I can I have a bit extra to spend on the fun things in life.
Looking to improve your skills in the kitchen this year? Here are my 10 favorite cookery books for becoming a better cook while on budget.
You’ve herd the phrase ‘Some times you need to spend to money to make money’ right? Well sometimes that’s also true when saving money. While I do consider myself a very competent cook and I while I’m fab at sticking to a super tight food budget, I’m not always the best at cooking the most frugal meals. My husband is some-what of meat fiend and after years in the pub and restaurant trade my repertoire tends to revolve around dishes that are a bit more upmarket and therefore often using more costly ingredients, usually steak, cream and butter among other things.
Want to be a Crazy Coupon lady and save loads of money on your shopping? Here’s my guide to getting started with Coupons
Before you get started with using Coupons it’s really worth looking at your overall shop to see if there are any areas where you could be saving money. Learning to coupon is great but you need to have a good attitude to saving money on your shopping to begin with or you might start to feel it’s not worth the effort. Couponing can take up a bit of time – which is why I only coupon for about a third of what I buy – the rest is usually either supermarket basics or from the reduced section.
New Year, New You? January is the most popular month of the year for Slimming World sign ups – here’s how you cans save money on all the new foods you’ll be eating while shedding those pounds.
If you’ve just joined slimming world then you may be wondering how you’re going to afford all the new foods you’ll be eating. Fruit and Vegetables can be expensive and then there’s the more Slimming World specific food like Frylite, Chicken Sausages and Quark. That on top of the weekly fee for the meeting and learning how everything works with regards to syns etc, it can all be a bit overwhelming.
In this post I’m going to share with you my top tips for getting all of the most popular slimming word foods for less and hopefully save you some pounds while you shed some lbs.
Planning a once in life time trip this year? Las Vegas is top of many people’s bucket list – here are some tips for splashing a little less cash when you visit
This time last year I was excitedly preparing for and planning our honeymoon to Las Vegas and the west coast of America. I’d already saved as much money as I could on our flights and accommodation (see this post for details!) and was now planning our day to day to itinerary. We had just under a week in Vegas and there is so, so much to do there was no way we could fit it all in. We went for our absolute must do’s and then gradually worked back through to the less important stuff. We also left plenty of free time for sight seeing and general wondering around which we definitely needed.