If you have already followed my tips for setting up your own small business, you may think that you are done with it all, and now be sat waiting for the money to start pouring in. However, the work never stops when building your own business! There are some things to integrate into your business that will help make things easier, and/or more profitable for you. Here are just five things you really need to integrate into your business, if you haven’t already done so.
With over 80% of homeworkers reporting lower job-related stress levels, organisations hiring homeworkers see 50% less employee turnover, and 68% of young people showing more interest in a job with home working options. Statistics prove that working at home really is the future of employment. In fact, figures from the last five years show that a massive 4.2 million workers in the UK work from home, amounting to nearly 14% of employed people in the country.
Running your own business is great – it gives a freedom that many jobs can’t provide – especially if you have young children but there is also plenty you should consider before starting up your own small business.
Having their own business is the dream for many – whether it’s something small and crafty or something bigger like wedding planning there are loads of advantages to working for yourself. However, it’s also something that needs series thought. While picking and choosing your own is amazing, having an income that massively fluctuates month to month can be challenging. And don’t even get me started on the need to chase invoices and companies refusing to pay late fees. It’s not all bad though – here are my top 5 things to think about when setting up your own small business. Continue Reading
If you’re looking to make some extra cash but are fed up of the usual car boot sales and survey sites why not try one of these 58 unusual way’s to make money.
If you need to make some extra cash there are plenty of way to go about it. The most obvious are selling unwanted items on eBay or your local Facebook selling group or signing up to do some work online. However, what if you don’t have any items that you want sell? Or the cash out from that survey site seems miles away? Here I bring you 58 unusual ways to make money – from selling your recycling and old smelly shoes to making money from your Fitbit. Continue Reading
There’s no doubt about it – Getting married is expensive. Recoup some of your cash with these easy ideas to make money after your wedding.
The post wedding period can feel a little bit flat – especially if you spent a substantial amount of money on the big day and are now feeling the pinch post nuptials. If you want to give both yourself and your finances a bit of boost take a look at my tips to make money after your wedding. Continue Reading
Survey sites get a bit of bad rep for paying very little for a lot of effort.However, there is one site that pays much better than the others. Read on to discover the U.K’s Best Paying Survey Site
Before we get started, I want to make it clear that Survey Sites are never going to make you rich. Yes, theyre great for earning a some extra cash on the side but they often don’t pay anything close to minimum wage so it can take a long to actually earn anything decent. However there is one site that pays substantially more than the rest and can definitely be considered the U.K’s best paying survey site.
While there are plenty of Jobs out there for older teens – what can younger teenagers actually do?
When you ask people what their first job was, they usually find it pretty easy to recall. Everything from working in shops and supermarket to waiting tables in cafes and paper rounds. Most people you ask will have been quite young when they started work too – maybe 13 or 14 as often families needed the extra money and it was easy for teens to find jobs.
In this Guest post Nick Daws explains how to make money by investing in Food and Drink with Primestox
Today I have guest post from fellow blogger Nick Daws who writes over at Pounds and Sense . He has quite a bit of experience with investing so I was keen to see what he had come up with for me as a newbie investor who doesn’t have a clue what she is doing! Investing can be a great way to make money long term and while there are risks involved it is still something that is worth looking into. Here Nick talks about making money with food and drink by investing with Primestox.Continue Reading
Too Lazy To Save Money? – Try Thinking about it like this and it might encourage you to put in the effort
If you’re a regular reader of my blog there may a few things that you might have noticed. Firstly, I love saving money. Secondly, I love spending it too. Something I want to be honest about on this blog is our finances, how we’re coping and why we are making the choices we are.
Are you too lazy to save money?
It may seem that recently we have spent a lot of money seemingly unnecessary things. Although, that of course does depend on your point of view. The point of this post isn’t to brag – everyone’s priorities are different and what you spend your money on is entirely up to you. I just want to show that being super savvy with your cash can have massive ramifications in allowing you to do the things you love, such travelling, eating at fancy restaurants – whatever that may be for you.
‘Time is Money’ – Benjamin Franklin
Time is money is a phrase you’ve heard many, many times and which was originally coined by Benjamin Franklin. But have you ever thought about exactly what it means for you? You probably have in terms of your hourly rate of pay – but have you ever looked at it as an hourly rate of savings?
One thing I often find when chatting to people is that they are just too lazy to save money. They either can’t be bothered, are comfortable enough that they don’t see the saving as making a huge difference to them financially or are just happy paying full price for things.
Personally, I love hunting down a bargain. If I can get something for less I will and with cashback on top of the savings the money is soon stacking up. And often all it takes is a few minutes of googling and clicking through from one of my cashback accounts.
I think part of the problem here is that people seem to don’t seem to view savings in the same way that they view earnings. The average hourly rate of pay in the U.K is £13.03 Per Hour (Source). Now I know to some reading this that might seem high and of course it is much more than the minimum wage of £7.50
With a little bit of research, especially on big household items like T.Vs you could easy make that back – and then some in the space of a few minutes – but people still don’t bother. I think convenience often wins out – a few clicks and you have whatever you were looking for delivered to your door.
How it works for me
The way I do my weekly shop is a prime example of this.
Last year I cut our monthly food budget down just £50 – previously I hadn’t budgeted but I suspect we were spending in excess of £200 a month. While we weren’t always able to stick to this budget exactly the most we went over by was about £10. It completely changed the way we shop. We were so careful – we cut out a lot of crap we were used to just buying without really thinking about and carefully considered each item we put in our basket. I meal planned and couponed and did three of four small shops a week. Admittedly this did take some extra time. Cutting the big weekly shop into several smaller ones probably cost me an hour extra a week. Another hour for the coupons, checking shopping apps and uploading receipts when I got home.
So 2 extra hours a week spent planning the weekly shop.
But the savings – roughly a £150 a month are the equivalent to getting £18.75 for each of those hours – which for me is totally worth it and much more than what I earn in an hour at my day job.
Another great example of this is when haggling with companies over utilities and for this example I am going use Sky. I do have a post detailing a Super Lazy Way to haggle with Sky – but this method takes a little longer, around an hour to an hour and a half.
I like to use the chat function on the Sky website – mostly because I don’t like talking to people on the phone and it means I can be multi-tasking while I do it. Just ask for money off your bill. It’s as simple as that. They will ask you questions about what you watch etc which is what takes up the time.
I did this for my parents recently and secured around 25% off a month – saving them £450 over the 18 month contract compared to what they were paying. And if someone offered you £450 for an hour and half’s work you’d be jumping at the chance right? OK, so they won’t have that money immediately but it’s still worth for such a huge saving over 18 months.
When trying to find ways to ‘make’ extra money you will often there is often cash already in your budget, you just need to spend time finding it!
Are you too Lazy Too Save Money? Or do you love hunting down a bargain? I’d love to hear about it!
If you’re looking to make money from home, or even start a blog as a source of income this FREE money making course is a fantastic place to start.
The reason you are sat here, reading this post is because just over a year ago I took a chance and signed up for a money making course that was being launched by one of my favourite bloggers. I’d been following her on twitter for a few years and thought the chance to learn money making skills directly from the woman herself would be an amazing opportunity.
Love Social Media? Here’s 4 Simple ways to make Money on Facebook (without setting up a business)
As I’ve previously mentioned, I love Facebook. It’s my favourite social media platform simply because I feel I get so much out of it. I’m in loads of groups, follow loads of pages and probably spend far more time than is healthy on there. I also love to make money on Facebook. There a several ways to do this – varying in ease and success rates but where money is involved it’s got to be worth a try, right? Here are my 4 favourite ways to make money on Facebook.
1. Sell your old stuff
Selling your old stuff is probably the quickest and easiest way to make money on Facebook. You can either add a selection of items to your own page on join groups designed specifically for selling. Some groups are aimed at selling things locally – this is great for bulkier items that you wouldn’t want to post – or if you can’t be bothered to post at all. There are also national selling groups although these are usually geared towards a specific niche, for example a particular brand of children’s clothing or anything related to weddings.
If people are picking up they will usually pay in cash. If you are posting items, payments, in my experience are usually made through Paypal. The great thing about selling on Facebook is there are no Fees to pay like there would be on eBay. However, selling this way does offer less protection so be careful, especially when selling more valuable items.
Think you have nothing to sell? Check out this post on items from around the home you might not realise you could be selling.
2. Get featured in a magazine
Some of the easiest money I have ever made was being featured in Women’s magazine. Magazines are always looking for stories. I simply responded to a Facebook post asking people to submit any health related stories and they got straight back to me asking for more details. I had one hour long phone call, submitted a few photos and was paid £200 for my time. I’ve written a whole post about it if you’d like to find out more – including which magazines I follow on Facebook. Even if you don’t think you have an interesting story to sell I have also made money commenting on dilemma’s and talking about whether I think Christmas starts too early.
3. Join a money making Facebook group
One of the best things I have ever done is sign up for Emma Drew’s Money Making Course. It teaches you how to make money online, including lots of ways you may not have thought of or may have been too scared to try. Access to the Facebook group is exclusively for those taking the course so unless you sign up you’ll miss out on all the action!
I love comping and there are several ways Facebook helps with this. Firstly I follow lots of Facebook pages that hold regular competitions. They pop up in my news feed and are super easy to enter, some just require a like to be entered. Others require a comment. I never enter competitions that require sharing – this against Facebook’s rules and comes across as super spammy to all my friends whose feeds are then filled with them.
I am also in a couple of comping groups, where people post competitions they’ve found from all over the web, not just on Facebook. This means if I feel like entering a few when I have a spare five minutes I can find them quickly and easily. While there are never any guarantees with comping you have to be in it to win it right? Even if the prizes aren’t cold hard cash, there are still money making options such as selling them on or putting away as Christmas gifts, which saves me money in the long run.
Have you ever thought about selling a story to a magazine? I got paid £200 for a short piece about my health.
If you’ve ever read any women’s magazine then you’ll know the sort of stories they are full of. Cheating husbands, miracle babies, cute kiddies photographs. Have you ever thought about trying to sell your own story to them?
Now, I fully understand that most people wouldn’t want to to air their dirty laundry in public, so stories about about adultery and divorce may well be out. But there are loads of other stories they feature too – health problems, ghost stories, articles about children and pets.
Making a bit of extra cash is always handy. Here are a few items from around the house you might not realize you could be selling.
This month I am going to be working hard to make some extra money. It’s not something I’ve focused on as much as I would have liked recently and we have a big holiday coming up that I need to pay off on the first of April. Although I don’t think I can make the entire amount, I am hoping to make a good chunk of it during February and March, mostly from eBay and Facebook selling.
When wanting to make extra cash quickly selling on eBay or Facebook is one of the first things that comes to mind. However, I often hear people say that they don’t actually have anything they think will sell. Taking a good hard look around your home could be the answer. There are a lot of surprising things that do actually sell and these are often items we would usually throw away or recycle.
1. Douwe Egberts Coffee Jars
If you usually put these in the recycling then it might be time to see if you can make some money out of them instead. I have recently seen these go on local Facebook selling pages for about £1 each. These glass jars with thick lids are apparently great for craft projects, storage and wedding DIY. If you usually buy this brand anyway it might be worth saving a few up and seeing how much you can get for them.
2. Old Magazines
In the run up to my wedding I was a member of the Rock ‘n’ Roll bride Facebook Group which is a safe haven for ladies (and gents) who want to do their wedding a little differently. The group is run by Kat Williams who also owns Rock ‘n’ Roll bride magazine, a magazine full of alternative, real weddings. Because the magazine is so specialist (and also completely awesome) there are constantly people selling their old copies. Most were selling at their original value because older copies of the magazine are so hard to get hold of. If you have any old magazines, especially if they are a niche subject, it’s definitely worth seeing if they will sell.
3. Well Worn Shoes & Slippers
This one is not for the faint-hearted. However, there is a market out there for ‘well worn’ shoes and slippers. Be prepared for ‘interesting’ messages from potential buyers. Emma Drew is the queen of selling old shoes and you can read her fantastic guide to selling your smelly shoes on eBay here. The most recent pair I put on eBay sold for £70. These were something which may ordinarily have just been thrown in the bin!
4. Designer Carrier Bags and Shoe Boxes
If you have ever bought a designer handbag or perfume you will know you are usually given a branded ‘gift’ type carrier bag to take it away in. These actually seem to sell quite well on ebay. This bag and shoe box from Gucci recently sold for almost £10 plus postage. If you have any sat around collecting dust it might be worth popping them on eBay to see what you can get for them.
5. Empty Perfume Bottles
Whether you decide to gather a few together and sell them as a job lot, or sell designer ones individually, empty perfume bottles do actually sell on eBay. Make sure you wrap them really well before posting. This is another great way to make cash from something which might usually just be put into the bin.
6. Bonus. Exchange old clothes for a voucher.
While this one won’t make you any money it could save you some dosh instead. If you have old clothes that are too worn for selling on or giving to the charity shop you can take them into certain shops and exchange them for a money off voucher – great if you were planning on buying some new clothes anyway. Both H&M and Marks & Spencer’s run schemes throughout the year.
Ever wondered what the best days to enter competitions are? Read on to discover the two days a week I focus on comping
Comping is the name given to consistently entering loads of competitions to try and win prizes and is something I enjoy doing. However, I find if I do it everyday I end up either becoming a bit obsessed and spending way more time on it than I planned. Or I go completely the other way, get bored, and don’t end up comping AT ALL. Which isn’t very good either. I have chosen what I think are the best two days a week to comp and devote a set a amount of time on those days to comping and then just leave it, apart from the odd Facebook competition that might take my fancy when browsing.
Wednesdays and Fridays
For me, the best days to enter competitions are Wednesdays and Fridays. I mostly comp on twitter with an account set up specifically for entering competitions. I search using the hash tags #winitwednesday and #freebiefriday. These are also good hashtags to search on Facebook. I find a lot of smaller businesses use these as well as big companies like Next, Aldi and Home Bargains. They run competitions on these days most weeks. I also search for the hashtags #win, #comp and #giveaway. As well as winning prizes for entering competitions I have also won prizes just for following pages. I recently won a book for being someones four-thousandth follower.
Wins, even when comping regularly can be varied. Sometimes you might win nothing for months and then you might win three things in a week. I have found most of my comping success comes from twitter. It is so easy to find and competitions and I don’t have to spend ages searching or filling in forms, just a simple follow and retweet. However, competitions where you have to do more – write a poem or draw a picture – often have less entrants as people can’t always be bothered to put in the effort.
I have also won several competitions using the o2 priority moments app. Prizes from these included an England Rugby Shirt and a £90 coast voucher. It’s also great for picking up freebies.
Do you comp? I’d love to hear about it in the comments!
Just starting out as a waitress or waiter? Try these ideas to help you earn more tips when waiting tables
Tipping culture in the US is huge. Everyone tips around 20% as standard. However, here in the UK things are quite different and people often only tip if service has been exceptional. That said, there are loads of things you can do to increase your chances of your customers tipping. Earn more tips with these simple tricks.