If you have already followed my tips for setting up your own small business, you may think that you are done with it all, and now be sat waiting for the money to start pouring in. However, the work never stops when building your own business! There are some things to integrate into your business that will help make things easier, and/or more profitable for you. Here are just five things you really need to integrate into your business, if you haven’t already done so.
With over 80% of homeworkers reporting lower job-related stress levels, organisations hiring homeworkers see 50% less employee turnover, and 68% of young people showing more interest in a job with home working options. Statistics prove that working at home really is the future of employment. In fact, figures from the last five years show that a massive 4.2 million workers in the UK work from home, amounting to nearly 14% of employed people in the country.
Running your own business is great – it gives a freedom that many jobs can’t provide – especially if you have young children but there is also plenty you should consider before starting up your own small business.
Having their own business is the dream for many – whether it’s something small and crafty or something bigger like wedding planning there are loads of advantages to working for yourself. However, it’s also something that needs series thought. While picking and choosing your own is amazing, having an income that massively fluctuates month to month can be challenging. And don’t even get me started on the need to chase invoices and companies refusing to pay late fees. It’s not all bad though – here are my top 5 things to think about when setting up your own small business. Continue Reading
If you’re looking to make some extra cash but are fed up of the usual car boot sales and survey sites why not try one of these 58 unusual way’s to make money.
If you need to make some extra cash there are plenty of way to go about it. The most obvious are selling unwanted items on eBay or your local Facebook selling group or signing up to do some work online. However, what if you don’t have any items that you want sell? Or the cash out from that survey site seems miles away? Here I bring you 58 unusual ways to make money – from selling your recycling and old smelly shoes to making money from your Fitbit. Continue Reading
There’s no doubt about it – Getting married is expensive. Recoup some of your cash with these easy ideas to make money after your wedding.
The post-wedding period can feel a little bit flat – especially if you spent a substantial amount of money on the big day and are now feeling the pinch post-nuptials. If you want to give both yourself and your finances a bit of boost take a look at my tips to make money after your wedding. Continue Reading
Survey sites get a bit of bad rep for paying very little for a lot of effort.However, there is one site that pays much better than the others. Read on to discover the U.K’s Best Paying Survey Site
Before we get started, I want to make it clear that Survey Sites are never going to make you rich. Yes, theyre great for earning a some extra cash on the side but they often don’t pay anything close to minimum wage so it can take a long to actually earn anything decent. However there is one site that pays substantially more than the rest and can definitely be considered the U.K’s best paying survey site.
While there are plenty of Jobs out there for older teens – what can younger teenagers actually do?
When you ask people what their first job was, they usually find it pretty easy to recall. Everything from working in shops and supermarket to waiting tables in cafes and paper rounds. Most people you ask will have been quite young when they started work too – maybe 13 or 14 as often families needed the extra money and it was easy for teens to find jobs.
In this Guest post Nick Daws explains how to make money by investing in Food and Drink with Primestox
Today I have guest post from fellow blogger Nick Daws who writes over at Pounds and Sense . He has quite a bit of experience with investing so I was keen to see what he had come up with for me as a newbie investor who doesn’t have a clue what she is doing! Investing can be a great way to make money long term and while there are risks involved it is still something that is worth looking into. Here Nick talks about making money with food and drink by investing with Primestox.Continue Reading
Too Lazy To Save Money? – Try Thinking about it like this and it might encourage you to put in the effort
If you’re a regular reader of my blog there may a few things that you might have noticed. Firstly, I love saving money. Secondly, I love spending it too. Something I want to be honest about on this blog is our finances, how we’re coping and why we are making the choices we are.
Are you too lazy to save money?
It may seem that recently we have spent a lot of money seemingly unnecessary things. Although, that of course does depend on your point of view. The point of this post isn’t to brag – everyone’s priorities are different and what you spend your money on is entirely up to you. I just want to show that being super savvy with your cash can have massive ramifications in allowing you to do the things you love, such travelling, eating at fancy restaurants – whatever that may be for you.
‘Time is Money’ – Benjamin Franklin
Time is money is a phrase you’ve heard many, many times and which was originally coined by Benjamin Franklin. But have you ever thought about exactly what it means for you? You probably have in terms of your hourly rate of pay – but have you ever looked at it as an hourly rate of savings?
One thing I often find when chatting to people is that they are just too lazy to save money. They either can’t be bothered, are comfortable enough that they don’t see the saving as making a huge difference to them financially or are just happy paying full price for things.
Personally, I love hunting down a bargain. If I can get something for less I will and with cashback on top of the savings the money is soon stacking up. And often all it takes is a few minutes of googling and clicking through from one of my cashback accounts.
I think part of the problem here is that people seem to don’t seem to view savings in the same way that they view earnings. The average hourly rate of pay in the U.K is £13.03 Per Hour (Source). Now I know to some reading this that might seem high and of course it is much more than the minimum wage of £7.50
With a little bit of research, especially on big household items like T.Vs you could easy make that back – and then some in the space of a few minutes – but people still don’t bother. I think convenience often wins out – a few clicks and you have whatever you were looking for delivered to your door.
How it works for me
The way I do my weekly shop is a prime example of this.
Last year I cut our monthly food budget down just £50 – previously I hadn’t budgeted but I suspect we were spending in excess of £200 a month. While we weren’t always able to stick to this budget exactly the most we went over by was about £10. It completely changed the way we shop. We were so careful – we cut out a lot of crap we were used to just buying without really thinking about and carefully considered each item we put in our basket. I meal planned and couponed and did three of four small shops a week. Admittedly this did take some extra time. Cutting the big weekly shop into several smaller ones probably cost me an hour extra a week. Another hour for the coupons, checking shopping apps and uploading receipts when I got home.
So 2 extra hours a week spent planning the weekly shop.
But the savings – roughly a £150 a month are the equivalent to getting £18.75 for each of those hours – which for me is totally worth it and much more than what I earn in an hour at my day job.
Another great example of this is when haggling with companies over utilities and for this example I am going use Sky. I do have a post detailing a Super Lazy Way to haggle with Sky – but this method takes a little longer, around an hour to an hour and a half.
I like to use the chat function on the Sky website – mostly because I don’t like talking to people on the phone and it means I can be multi-tasking while I do it. Just ask for money off your bill. It’s as simple as that. They will ask you questions about what you watch etc which is what takes up the time.
I did this for my parents recently and secured around 25% off a month – saving them £450 over the 18 month contract compared to what they were paying. And if someone offered you £450 for an hour and half’s work you’d be jumping at the chance right? OK, so they won’t have that money immediately but it’s still worth for such a huge saving over 18 months.
When trying to find ways to ‘make’ extra money you will often there is often cash already in your budget, you just need to spend time finding it!
Are you too Lazy Too Save Money? Or do you love hunting down a bargain? I’d love to hear about it!
If you’re looking to make money from home, or even start a blog as a source of income this FREE money making course is a fantastic place to start.
The reason you are sat here, reading this post is because just over a year ago I took a chance and signed up for a money making course that was being launched by one of my favourite bloggers. I’d been following her on twitter for a few years and thought the chance to learn money making skills directly from the woman herself would be an amazing opportunity.